You may have the benefit of legal expenses insurance which is often provided under a household insurance policy or other similar insurance-related product.
If so and your insurer believes that your case has sufficient merit (usually 51% or more), the insurer may agree to meet a proportion of your total legal fees payable to us (but almost never all of them) and you keep 100% of your damages. For example, if our hourly charge rate was £250 + VAT per hour, the insurer may only agree to pay anything between say £90 and £120 per hour + VAT potentially leaving a significant deficit payable by you (whether you win or lose).
In contrast, if you agree to use one of the insurer’s panel Solicitors nominated by the insurer then they will usually agree to work for the maximum lower fee payable by the insurers leaving no deficit for you to pay. That is obviously a matter to decide for you.
Your insurer may try and resist our appointment and insist that you use one of their own panel solicitors instead. Please note that an insurer cannot generally restrict your right to appoint a solicitor of your choice if your claim has already been issued in the Employment Tribunal. We usually agree to prepare and issue your Tribunal claim without charge in these circumstances so that the insurers cannot object to our appointment as your nominated Solicitor if that is what you wish.
If upon reflection. you would prefer to proceed on the basis of a No Win No Fee arrangement, then of course we can consider that if the merits and value permitted.